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Helps for Marriage

Money Matters

Kim A Goodin

Usually the two issues which causes the most trouble within marriage are either money issues (both how it is spent and how much is made by which spouse) or sexual issues. In our book "A Forever Love Story" we talk about how both of these issues caused trouble in our own marriage.

Right now I'm sure things are tight financially for most marriages as our economy is making it tough for all of us. For us my work with the schools didn't produce any work for these past summer months and we had to sell several items on Ebay to help make ends meet. Everything we own belongs to God and is only on loan to us as we walk through this life. So God has provided for us during this difficult time financially by having these items in "the storehouse" for us to sell now.

Since working with the schools my income has been less than Cindy's. Because of the way my hours and work schedule is always changing I never know how much my pay check will be. God has always provided for us but it has always been a struggle. Sadly when Cindy is bringing in more then me it has an affect on both of us. We need more stability in our income. Not having stability in our income as well as the woman making more than the man does affect Cindy emotionally and I'm sure it does effect many couples.

There are a lot of reasons the wife may make more income than the man from simply having the better paying job, to supporting her husband while he is in school, to the man being between jobs. MONEY IS POWERFUL!! To make it work both the husband and wife need to discuss their concerns and include God in the discussion through prayer. 

"For the husband is the head of the wife, even as Christ is the head of the church: and he is the savior of the body." Ephesians 5:23.  It’s in the husband's very nature to be the leader.  So it is possible for him to get hung up on the fact that his wife has a larger paycheck. It's possible that he might withdraw from her or resent her and not love her sacrificially. It's also easy for him to become complacent and not step up to lead his family.

Thankfully for us I am every happy God has provided for our needs no matter who's "paycheck" it happens to come home in. Sadly when Cindy isn't happy at work or feels pressure because her check is more than a supplement to our income it does cause tension and frustration for us both. I do feel like I am letting her down.

For us all our money goes into one checking account and the bills are all paid from that account as is any "extras" that we give ourselves such as vacation money. I know of other couples who keep separate accounts with each of their incomes being "hidden away" for themselves only splitting the bills between them. But for me when you become one in marriage I also believe your income becomes one and you share both the bills and the "treats" you give yourselves.

One person usually actually "keeps the books" as such. For us I pay all the bills and keep track of our accounts. During a time in our lives when I was working two jobs and Cindy was a stay at home mom she kept the books. She was more than happy to pass it back to me when I was no longer working two jobs. BUT by having kept the books herself she had a real appreciation of what I was doing and was all the more careful in how we spent OUR money.            

When the woman makes more money than the man it is easier for her not to submit to her husband. I know during the one time in our marriage when things were really difficult Cindy was squirreling away money to have control. Again MONEY IS POWER!!! It becomes easier for her to compete with him to be the head and not rest in the role that God has designed for her. If money should begin to pull you apart then you need to be prepared to make some drastic changes.   

No matter who makes the most money you need to be confident in who YOU are. "Pride leads to disgrace, but with humility comes wisdom" Proverbs 11:2 Sadly a lot of times self esteem and confidence is based upon one’s salary and possessions rather than on one's character or moral fiber.  Don’t allow yourself to be judged by the world’s standards.  Remember as a Christian you are not of this world but instead a child of the King with treasures in heaven that is beyond anything this world can give.

The body is a unit, though it is made up of many parts; and though all its parts are many, they form one body      1 Corinthians 12:12. We all play a vital and important role in the Body of Christ. It is also in many ways that we function and contribute within a relationship no matter what role you serve. Your worth in the relationship should have NOTHING to do with the size of one's paycheck. Most important is your commitment to each other and to God. Remember a marriage is of three persons the husband and the wife but most importantly also God. Ecclesiastes 4:12 tells us: "A triple-braided cord is not easily broken."

 
Work together on a household budget. Know what goals you may be working towards. It may be a special vacation or like for us right now it may be paying for your child's college needs.
"Two people can accomplish more than twice as much as one; they get a better return for their labor" Ecclesiastes 4:9. Whatever you do keep the lines of communication open. Discuss your wants and desires. BUT always remember to whom it all belongs. God is only allowing you to keep it all on loan from Him. You are only temporary managers. Don't cling to your financial holdings and to the false power that money brings.

Money does affect our relationships no matter who brings home the larger paycheck. As Christians we have to have it like any one else to survive while on Planet Earth. We can be the masters of our finances instead of allowing them to control our relationship to each other and to God. Remember Matthew 6:24 tells us: "No one can serve two masters.  Either he will hate the one and love the other, or he will be devoted to the one and despise the other.  You cannot serve both God and Money." Nor can you allow money to come between you and your spouse or between you and God.


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